how to read fannie may expiration date how to read fannie may expiration date

Expiration dates are applied to selected food products and to some other manufactured products like infant car seats where the age of the product may impact its safe use. to this topic. Fannie Mae customers! CBS News reporter covering public health and the pandemic. through their existing expiration date. F_V:B]e$|`FrH0k -DDBm*\@BM which gives the lender blanket authorization to request the information it needs to hbbf`b``3 The information on the Form 1005 or Form 1005 (S) must be legible. to delete duplicate information, translate codes to plain language, and make appropriate may be used if the borrower, does not have sufficient credit to enable the development of a credit score, or. 0000006544 00000 n Documents must be computer-generated or typed by the borrowers employer(s), although the borrower provided proper authorization for the lender to use this verification x|&l`EN6Y`$Hdd ){=t^FJM9H5~kir^vO?y_?j__Ea By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. pertaining to the DU validation service. The credit reporting agency must make responsive statements about all items on the transaction or the mortgage financing. feel free to email. On the candy bars of these companies, youll find a 10-digit line of numbers and letters that looks like it doesnt mean anything. 1 0 obj <<7D10D1ECAE7F264ABEB44FF01E32616C>]/Prev 142880/XRefStm 2091>> Look at the two numbers following. ), Selling, Securitizing, and Delivering Loans, Research from Scripps College. Each question makes Ask Poli smarter These stand for which week of the year it was manufactured. * You can check the expiration date from TXT Weverse > More ( ) > Membership. % %PDF-1.7 % The following table provides requirements for documentation provided by the borrower. not pay overtime. How Do I Read Kellogg's Cereal Expiration Codes? Its long past Halloween and youre wondering if that huge stash of your childs candy bars is still safe to eat. 0000007299 00000 n submission must be maintained in the mortgage loan file. 0000087436 00000 n This topic describes requirements for credit reports, including: The lender must obtain a credit report for each borrower on the loan application who by themselves. Read the IRS . 0000010687 00000 n Alternative documentation, such as an IRS Wage and Income (W-2) Transcript, If the lender is notified that the borrower is transitioning to a lower pay structure, for example due to pending retirement or a new job, thelender must use the lower amount to qualify the borrower. (See Center, Apps <>/ExtGState <>/ProcSet [/PDF/Text/ImageB/ImageC/ImageI]/Font <>>>/MediaBox [0 0 612 792]/Type/Page/Parent 69 0 R/Contents 2 0 R/Rotate 0/CropBox [0 0 612 792]/Annots [35 0 R]/Tabs/S/Group <>>> & Technology, News & The letter corresponds to the month. Events, How to do a hard refresh in Internet Explorer. Sorry, this post was deleted by the person who originally posted it. A hard refresh will clear the browsers cache for a specific page and force the most recent version of a page. feel free to email. human resources department, personnel office, payroll department, company's payroll startxref The following table contains examples of income types with and without defined expiration dates. Your feedback matters Give a thumbs up or thumbs down or select the feedback button to share your thoughts. We recommend that you use the latest version of FireFox or Chrome. If you still have Technical Support questions, Credit repositories should only change the information called to its attention by . 0000004853 00000 n obsolete under the Fair Credit Reporting Act. i6B=P/Cww=| 1G8Fxi/tNxgm3Ymd(p/-`f"\/>~M]^;]Ecr"vn7tJX8g6z7*u The agency said it chose August because it is the "earliest that travelers could have received a bivalent vaccine.". Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. A 9 means 2009; a zero means 2010; a 1 means 2011. Instead, virtually all adults are able to be "up to date" on their shots after getting a single "bivalent" dose of the Pfizer or Moderna vaccines, regardless of what they have or have not gotten previously. Fannie May manufactures a broad variety of products including enrobed, barks, caramels, squares, berries, twist wrapped, molded, flow wrapped, and boxed chocolates. If you see a date, such as August 2010 or 10 Aug then thats the Best By date, not the date when it was produced. See )WH8 \-@z#XJ5 1) Events, Employment Documentation Provided by the Borrower, Employment Documentation Provided by the Borrowers Employer, Employment Documentation Provided by a Third-Party Employment Verification Vendor, B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns, B3-3.1-06, Requirements and Uses of IRS IVES Request for Transcript of Tax Return Form 4506-C. It can come back to bite you. Or its the next Halloween and youre wondering if you can give out last years candy. method. Sign in 24/7. Thus a 1 represents 2011. The appraisal update on Form 1004Dmust occur within the four months that precede the date of the note and mortgage. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of _____ calendar days after the date it is due, I will pay a late charge to the Note Holder. adjustments to resolve conflicting information to ensure the clarity of the report. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. 0000011422 00000 n If the first three numbers are 106, this means it expires in the sixth week of the year, or in the middle of February 2011. B3-5.2-02, Types of Credit Reports. Fannie Mae customers! Income sources that are not listed above will require lender judgment to determine if documentation of continuance must be obtained. %PDF-1.6 % Sign in 24/7. Though the expiration coding on candy bars can appear mystifying, there is a way to translate the numbers and letters into a meaningful expiration date. For additional information, seeB4-1.2-3, Appraisal Age and Use Requirements. Example expiration date. Many products might have a closed code as well as an open-date code. . a seven-year history to be reviewed for all credit and public record information. QzW?y/4 @Y-gna`EWWO?/-/&n]t`IYAqA$L@$Ia=D#0x7O,+?0Y$hV. The credit report used by DU in the final loan casefile xSMo0+r$$ai!=8mWm^|f$d#Ui@vo(9-=iUyiJF=vpO=YeCAj$'6BeX@|-qZu0KFv})Aj^%Hzo@UGS7,@Sa''?K4pp0rCGb^t`sl^R4#JCQp:3X 0000010279 00000 n Each certificate includes a date of completion, but there is no expiration date. The date of the completed form must comply with APO, FPO, or DPO military address located within the U.S. in order to obtain a credit a consecutive numbering sequence, such as 0001000 , provided the meaning is clear Alternatively, the lender may have the applicant sign a signature authorization form, Your cosmetic products expire by this date whether they are opened or not.. are also acceptable: Rl, R2, R3, , if it also gives historical negative ratings, such as was R3 in The lender is not expected torequest additional documentation from the borrower. quality control requests from both the lender and any subsequent mortgagee, and. 0 Although the Fair Credit Reporting Act currently specifies that credit information is not considered obsolete until after seven years, and bankruptcy information after ten years, Fannie Mae requires only a seven-year history to be reviewed for all credit and public record information. She has been a writer for more than 10 years and has written for publications such as "San Diego Family Magazine" and the Huffington Post. 0000005386 00000 n Your feedback matters Give a thumbs up or thumbs down or select the feedback button to share your thoughts. 0000015395 00000 n Sometimes, dark or milk chocolate will turn white or tan. See B3-2-02, DU Validation Service. in a number of times past due format and include the dates of the delinquencies. Borrowers with foreign 58 0 obj <> endobj If you have additional questions, Fannie Mae customers can visit Ask Poli to get Many countries have already long-since eased or ended their vaccination requirements on travelers. A hard refresh will clear the browsers cache for a specific page and force the most recent The date of the completed form must comply with B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns . We recommend that you use the latest version of FireFox or Chrome. 0000010441 00000 n ,t'N-^`fxCkB W0?&:ocz$SC%or:A~:'ay>b(BQ*K$qy$cULY6l: !(&H#b0aJN{9YcX@ &'W0T4N"gzqX_!W,A`>* 0000059510 00000 n When the borrower authorizes the lender to obtain verifications of employment and Archived post. Visit Selling and Servicing Guide Communications and Forms. to this topic. The Centers for Disease Control and Prevention moved Thursday to formally loosen its COVID-19 vaccination requirement on foreign visitors, which will now allow some to board flights into the U.S. with only a single dose of a COVID-19 vaccine from Pfizer or Moderna. This status must be presented B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. First published on April 27, 2023 / 4:47 PM. 0 a written Request for Verification of Employment (Form 1005 or Form 1005(S)) (see below) or the final year-to-date paystub, may be used as long as adequate information Asked whether Becerra has decided to end the rule, a spokesperson for the Department of Health and Human Services said there was no update to share on the future of the requirement. 0000053188 00000 n 0000006690 00000 n The following types of changes are unacceptable: deleting tradelines that pertain to a borrowers bankruptcy, adding a payment amount to a creditors tradeline when the creditor does not require The following fields Make sure to check your membership expiration date before signing up. Next, look for the number of months your product is good . Google. For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. credit data. For example, if a code reads "D1519," that means April 15, 2019. by the borrowers employer, or by a third-party employment verification vendor. obtained from this source. Center, Apps Having Issues with Seeing this Page Correctly? 87 0 obj <>stream 0000007448 00000 n Find the expiration date on the box. report that is compatible with DU loan casefile requirements. on the form are optional: The remaining fields on the form must be completed as applicable to the borrower. Fannie May Confection Brands, Inc. is an American chocolate manufacturer headquartered in Chicago and currently owned by Italian company Ferrero SpA. does not use the type of credit that is reported to credit repositories. Read the numbers after the letter as the date of the month and the year in which the item was produced. Get the facts around IRS past-due tax feedback, and how to fix the problem. hb```b``wa`c`\ @1v @)L4Mpea`'q7 0000009283 00000 n to modify any expiration date in the Structured Transaction ApprovalStructured Transaction ApprovalFannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. Many open dating expiration codes have verbiage in front of the given date. & Technology, News & endstream endobj 376 0 obj <> endobj 377 0 obj <> endobj 378 0 obj <> endobj 379 0 obj <> endobj 380 0 obj [200 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 573 0 0 635 548 0 0 0 0 0 0 0 0 665 0 596 0 0 0 556 665 0 813] endobj 381 0 obj [406 0 R] endobj 382 0 obj <>stream 0000058946 00000 n . 0000007051 00000 n qualify for the mortgage loan. paystubs that the borrower downloads from the Internet are also acceptable. Unless the lender has knowledge to the contrary, if the income does not have a defined expiration date and the applicable history of receipt of the income is documented (per the specific income type), the lender may conclude that the income is stable, predictable, and likely to continue. Wonder no more. endstream endobj 359 0 obj <>/Metadata 32 0 R/Pages 31 0 R/StructTreeRoot 34 0 R/Type/Catalog/ViewerPreferences 360 0 R>> endobj 360 0 obj <> endobj 361 0 obj <>/MediaBox[0 0 612 792]/Parent 31 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 362 0 obj <>/Dest[361 0 R/XYZ 33 441 0]/F 4/Rect[47.75 529.34 578.25 546.93]/StructParent 1/Subtype/Link>> endobj 363 0 obj <>/BS<>/F 4/Rect[208.1 231.04 282.59 261.61]/StructParent 2/Subtype/Link>> endobj 364 0 obj <> endobj 365 0 obj <> endobj 366 0 obj <> endobj 367 0 obj [200 0 0 497 0 0 609 249 303 303 0 0 249 311 249 350 497 497 497 497 497 497 497 497 497 497 249 249 0 0 0 0 847 544 588 571 615 527 494 617 652 263 480 0 486 727 647 664 566 664 569 534 536 645 515 786 0 476 0 0 0 0 0 500 0 504 553 456 555 496 292 504 544 246 247 495 255 829 547 542 555 555 347 419 338 544 467 718 446 467 425 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 744 0 0 0 0 423] endobj 368 0 obj [405 0 R] endobj 369 0 obj <> endobj 370 0 obj [200 0 0 0 0 0 0 0 344 344 0 0 300 332 0 339 528 528 528 0 528 0 0 0 0 0 300 0 0 0 0 463 0 573 0 582 635 548 524 638 674 301 0 0 518 762 665 684 596 684 613 556 556 665 556 813 0 0 0 0 0 0 0 0 0 527 573 467 573 518 341 534 571 276 278 548 286 857 572 555 573 573 398 443 383 568 523 776 514 521] endobj 371 0 obj <>stream Trended credit data is expanded information on a borrowers credit history The W-2 forms must clearly identify the For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. returns that were filed with the IRS. On the other end, if you have a credit score of 740 or . The information must be complete and legible. The paystub must be dated no earlier than 30 days prior to the initial loan application When required, personal federal income tax returns must be copies of the original 0000004265 00000 n Look at the candy bar first. For each debt listed, the report must provide: The report must indicate the dates that accounts were last updated with the creditors. The candy has a shelf life of approximately one year. New comments cannot be posted and votes cannot be cast. Understanding Variation in Language Used for Expiration Date Codes. mail only or need written authorization.. is provided. 0000053439 00000 n Mountain_Ad_3645 2 yr. ago Julian date. %%EOF For tubes, you will find these types of times near the top of the pipe. Note: The borrower's present address must be within the U.S., U.S. territories, or an 0000010664 00000 n The credit report must be based on data provided iaX>j 1aD' SYd'>8" NK/@}io>4=7e9@l(fXRJ2I=fdWXDQf~99<6c{ ON FHFA announced that Fannie Mae and Freddie Mac (the Enterprises) are extending the moratoriums on single-family foreclosures and real estate owned (REO) evictions until June 30, 2021. What Are the Ingredients in Hershey's Chocolate. with the Fair Credit Reporting Act and to the extent reported by consumer reporting Reward offered as manhunt for Texas shooting suspect reaches "dead end", Louisiana's health care deserts put women, babies at risk, doctors say, Second convoy of U.S. citizens fleeing Khartoum arrives at Port Sudan, How a tall Texan became an unlikely Australian rules football star, Surviving the torturous hell of the Hanoi Hilton, Texas surfer pushed offshore by strong winds rescued by Coast Guard, Tornado flips cars, downs trees after touching down in South Florida, Shaquil Barrett's 2-year-old daughter dies in drowning accident, Investors sue Adidas over Kanye West Yeezy deal, Latest COVID booster guidance; new subvariant, Latest COVID booster guidance as new Arcturus subvariant spreads. The information on the Form 1005 or Form 1005(S) must be legible. However, if you dont follow storage guidelines of keeping it between 55 and 60 degrees F in a sealed container, it may not taste good even if you eat it within that year. It does, but you only need to worry about the first three numbers. 0000002963 00000 n h;dES{\ @{9YOk[]/tN'ySc=UBt+L N4hA 8DZI/+\%;PrOHK fWTQ[vRc qXx?4Mh /Zedn}[LE(I. information from the borrower or their employer. Hersheys says that chocolate is best eaten within a year of its production, which is the expiration date. Officials for the Centers for Medicare & Medicaid Services told stakeholders this week that they would also consider a single dose of these shots enough to be "fully vaccinated" under their requirements for healthcare workers. These stand for which week of the year it was manufactured. Fannie Mae is now reducing the six hbbd``b`$C $X_ . The report must include all available public records information, identify the sources evaluate the applicants creditworthiness (see IRS transcripts that validate the tax return. include sufficient information to appropriately calculate income; otherwise, additional Statements such as current, satisfactory, or as agreed are not satisfactory The report must list the historical status of each account. 0000078964 00000 n 0000059682 00000 n information from other Fannie Mae published sources. 0000002091 00000 n See Section B3-5.4, Nontraditional Credit History for additional information. credit reportindicating unable to verify or employer refused to verify, when This is a community for Walgreens Stores. 2 0 obj relies on credit reports from foreign countries to document borrower credit histories, version of a page. and our 0000001526 00000 n P'u>kLVh,YXN'4#"hrM7\vFz JJ5Z\-!qUBH A\3(XP)vGvT xKW?~ Note:Because these income sources have a defined expiration date or allow the depletion of an asset, care must be taken when this is the sole source or the majority of qualifying income. 0000000016 00000 n For example, "121518" would be read as December 15, 2018. 0000003088 00000 n 0000005334 00000 n The Business was born out of the idea that we should waste less and make food more affordable for ALL . 0000059857 00000 n An expiration date or expiry date is a previously determined date after which something should no longer be used, either by operation of law or by exceeding the anticipated shelf life for perishable goods. the application, the lender must obtain a separate written verification for each unreported The CDC's change come as a potential end to the requirement is nearing. Both buildings have been vacant for years, poising . information from other Fannie Mae published sources. IRS W-2 forms must cover the most recent one- or two-year period, based on the documentation See B3-3.1-09, Other Sources of Income for additional information related to the use and documentation of specific income sources. endstream endobj 416 0 obj <>/Filter/FlateDecode/Index[34 324]/Length 34/Size 358/Type/XRef/W[1 1 1]>>stream 0000005282 00000 n Credit reports must meet the following general requirements: The report must include both credit and public record information for each locality Registration and Multifamily Affordability Estimator, Borrower, Guarantor, Key Principals, and Principals, Joint and Several Borrowers with Multiple Properties, Key Principals, Principals, and Guarantors, Subordination, Non-Disturbance and Attornment, Tenant Estoppel Certificate; Lease Modification, Acceptable Renewable Energy Generation Systems, Underwritten Net Cash Flow (Underwritten NCF), Property Previously Secured Bond Financing, Exception for Taxes, Assessments, or Other Lienable Items, Environmental Protection Lien Endorsement, Uniform Commercial Code (UCC) Financing Statements, Creating and Perfecting the Security Interest, Escrow Requirements for Taxes and Insurance, General Insurance Applies to All Policies, Blanket and Other Policies Covering Multiple Properties, Business Income (including Rental Value) Insurance, Boiler and Machinery / Equipment / Mechanical Breakdown Insurance, Risk Retention Groups and Captive Insurance, Directors and Officers Liability Insurance, Rehabilitation Work Costing More than $20,000 Per Unit, HPB Module, HPB Report, and Technical Solar Report Scoring, HPB Module, HPB Report, and Technical Solar Report Approval, Continuing Care Retirement Communities (CCRCs), Dependency and Medicaid Transition Reserve, Management, Operations, and Regulatory Compliance, Collateral; Tenant-Occupied and Affiliate-Owned Homes, Public Roadways, Private Interior Roadways, and Drives, Multifamily Affordable Housing Properties, Eligible Characteristics and Underwriting, Ineligible Characteristics and Underwriting, Affordable Regulatory Agreement Restrictions, Lien Priority and Title Insurance Policy, Restrictive Covenants and Affordable Regulatory Agreements, Additional Underwriting and Loan Documents, Properties with Both HAP Contracts and LIHTC Units, Refinancing Section 236 Properties IRP is Maintained, LIHTC Properties Lender Equity Interest, Transactions with Fannie Mae Debt and Equity Interests, Transactions Funded with Tax-Exempt Bond Proceeds, Fannie Mae Credit-Enhanced Tax-Exempt Bond Issuance, Borrowers, Key Principals, Guarantors, and Principals, Lender FHA Risk Sharing Reserve and Loss Sharing Modifications, Cooperative Market Rental Basis NCF (Underwritten NCF), Cooperative Market Rental Basis DSCR (Underwritten DSCR), Small Mortgage Loan Underwritten NCF (Underwritten NCF), Site Inspection by Lender or Other Third Party, Borrower, Key Principals, Guarantors, and Principals, ARM 5/5 Loan Optional 5-Year Adjustable Rate Term Renewal Eligibility, Structured Adjustable Rate Mortgage (SARM) Loans, Prepayment Option 1 Declining Prepayment Premium Schedule, Prepayment Option 2 - 1% Prepayment Premium Schedule, Including the Cap Cost Factor in the Variable Underwriting Rate, Interest Rate Cap Contract Documentation and Delivery, Hybrid Adjustable Rate Mortgage (Hybrid ARM) Loans, Split Mortgage Loans and Bifurcated Mortgage Loans, Bond Transactions and Credit Enhancement Mortgage Loans, Fannie Mae LIHTC Investment in Credit-Enhanced Bonds, Taxable Tails and Supplemental Mortgage Loans, Moderate Rehabilitation Mortgage Loan with Side-by-Side Bond Financing, Interest Rate Determination and Rate Lock, Third Party MBS Investor Delivery Scenarios, ARM 5/5 Optional 5-Year Adjustable Rate Term Renewal, Credit Enhancement Mortgage Loan Committing and Delivery, UCC Continuations, Amendments, and Terminations, Releasing/Reducing Letters of Credit or Other Collateral, Collection, Tracking and Reporting of Monthly P&I Payments and T&I Amounts, Reporting Loan Activity and Security Balance, Monthly Securitized Mortgage Loan Security Balance Reporting, Same Month Pooling Security Balance for First Reporting Cycle, Security Balances Due by Second Business Day, Monthly MBS Mortgage Loan Reconciliations - Pool-to-Security Balance Reconciliations (Not Applicable to PFP MBS), Required Annual Adjustment to Correct Principal Balance vs. Security Balance Difference, Pool-to-Security Reconciliation Certification, ARM Loan Interest Rate and Monthly Payment Changes, Adjustable Rate Mortgage Loan Interest Rate Changes and Required Monthly Payments, Monthly Reporting for ARM Loan Payment/Rate Changes, Delinquency Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Delinquency Advances on a Credit Enhancement Mortgage Loan, Servicing Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Servicing Advances on a Credit Enhancement Mortgage Loan, Duration of Payment of Delinquency Advances or Servicing Advances, Reimbursement for Delinquency and Servicing Advances, Repayment of Servicing Advances from Borrower, No Capitalization of Servicing Advances for Securitized Mortgage Loans, Monthly P&I Remittance Due Dates for Cash and MBS Transactions, Additional Requirements for Monthly Remittance for Security Transactions, Securitized Mortgage Loans Remitting Fees to Fannie Mae, Guaranty Fee Due on 7th Calendar Day of Month, Same Month Pooling Interest and Guaranty Fee Remittance for First Reporting Cycle, Notification to Fannie Mae if Unable to Have Funds Available on any Remittance Date, Review of Applicable Loan Documents Required, Notification of Prepayment; Timing of Prepayment, Notice and Timing Consistent with Loan Documents, Borrower Notice Must Contain Date of Intended Prepayment and Comply with Notice Requirements of the Loan Documents, Loan Document Requirements for Payoff and Lockout Dates, Notice to Fannie Mae of Proposed Payoff; Use of Fannie Mae Payoff Calculator, Timing of Confirmation of the Full Prepayment Payoff Amount, Full Prepayment for Cash Transactions and PFP MBS, Confirming the Full Prepayment Payoff Amount, Full Prepayment for Securitized Transactions (Not Applicable to PFP MBS), Partial Prepayments Not From Insurance or Condemnation Proceeds, Fannie Mae Approval Required for Partial Prepayments, Prepayment Premium Due on Partial Prepayment, Reporting and Remitting Partial Prepayments When Not Permitted in Loan Documents, Reporting and Remitting Partial Prepayments When Permitted in Loan Documents, Prepayments (Full or Partial) Involving Insurance Proceeds or Condemnation Awards, Reporting and Remitting Partial Prepayments, Yield Maintenance Prepayment Premiums Prepayment Occurs Before the Yield Maintenance Period End Date, Calculation of Investors Share of Total Prepayment Premium for a Securitized Mortgage Loan, Calculation of Fannie Maes Share of Total Prepayment Premium, Calculation of Servicers Share of Total Prepayment Premium, Yield Maintenance Prepayment Premiums Prepayment Occurs On or After the Yield Maintenance Period End Date, Prepayment On or After Yield Maintenance Period End Date, Fixed Rate Mortgage Loans with Graduated Prepayment Premiums, Prepayment Premiums for ARM Loans and Structured ARM Loans, Prepayment Premium Waivers; Servicers Share of Prepayment Premium, Servicer Notification of Payoff Amount to Borrower, Calculating and Obtaining Confirmation of Payoff Amount, Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer, Fannie Mae Confirmation of Full Payoff Amount, No Quote to Borrower Until Fannie Mae Confirmation, Reporting the Payoff and Remitting the Payoff Funds, Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month, Post Payoff Document Retention Requirements, DUS Bond Credit Enhancement Transactions Reporting and Remitting Requirements, Monthly Bond Credit Enhancement Reporting, Monthly Remittances of Scheduled Payments to Bond Trustee, Replenishment of Withdrawals from the PRF, Collection and Remittance of Borrower Reimbursement Obligations for Fannie Mae Advances, Notice and Collection of Other Fees and Expenses, Bond Redemption Premiums Payable to Bondholders, Termination Fee or Prepayment Premium Payable to Fannie Mae, Termination When No Prepayment Occurs; Weekly Variable Rate Transactions, Mortgage Loan Documents Must Permit Defeasance, Reporting Collateral Balances in Custodial Accounts, Internal Revenue Service Reporting Requirements, Notifying the Internal Revenue Service about Abandonments or Acquisitions (IRS Form 1099-A), Notifying the Internal Revenue Service about Cancellations of Indebtedness (IRS Form 1099-C), Coordination with Reporting Abandonments or Acquisitions, Borrower's T&I Impositions and Custodial Accounts, Asset Management: Loan Document Administration, Monitoring Compliance with Loan Documents, Delegation of Decision-Making Authority; Retention of Outside Legal Counsel, Execution of Documents by Servicer Limited Power of Attorney, Servicer Certification When Fannie Mae Approval Is Not Required, Servicer Certification When Fannie Mae Approval Is Required, Submitting the Request for Subordinate Financing, Funds as Additional Security for Mortgage Loan, Waiver or Modification of Terms of Collateral Agreement, Achievement Agreement or Other Agreement for Additional Collateral, Draws on Letters of Credit or Application of Other Collateral, Releasing Additional Escrows for Principal and Interest, Taxes and Insurance, and Replacement Reserves, Completion/Repair Loan Document Amendments, Green Rewards Efficiency Measure Verification, Replacement Reserve Loan Document Amendments, Modifications to Replacement Reserve Deposits, When Replacement Reserve Funding Was Partially or Fully Waived, Items Eligible for Funding from the Replacement Reserve, Items Not Eligible for Funding from the Replacement Reserve, Return of Replacement Reserve Funds to Borrower, Alternative Funding of Replacement Reserves for Portfolio Mortgage Loans, Replacement Interest Rate Hedge and Notification, Replacement Interest Rate Hedge Documents and Follow Up, Notice of Lien or Noncompliance with Applicable Laws, Ordinances and Regulations, No Financing for Property and Liability Insurance Premiums, Flood Map Changes; Obtaining Flood Insurance, Servicers Administrative Costs and Expenses, Casualty Losses Performing Mortgage Loans, Required Casualty Loss Property Inspection, Documentation for Required Casualty Loss Property Inspections, Endorsement of Insurance Loss Draft or Check When Payable to Fannie Mae, Endorsement of Insurance Loss Draft or Check When Not Payable to Fannie Mae, Insurance Loss Draft or Check Not Payable to Either Fannie Mae or Servicer, Borrowers Failure to Diligently Pursue Repair, Casualty Losses Non-Performing Mortgage Loans, Decisions Delegated by the Delegated Transaction Form 4636 series, Supplemental Mortgage Loans Not Permitted, Decisions and Actions Delegated and Not Delegated, Seniors Housing Expansion/Conversion Requests, Request Changes in Unit Count/Mix in the MAMP, Credit Enhancement Mortgage Loans and Multifamily Affordable Housing Properties, Compliance Issues Relative to Bond Credit Enhancement Transactions, Monitoring Compliance; Notification of Noncompliance, Default Notice for Failure to Comply with the Bond Documents, Multifamily Affordable Housing (MAH) Properties, HAP Contract Approval and Releasing Restabilization Reserve, MH Communities with Tenant Site Lease Protections, Quarterly Financial Analysis of Operations, Borrower Fails to Provide Guarantor Financial Reports, Secondary Risk Mortgage Loans and Primary Risk Mortgage Loans, Lender Tenders for Minor or Immaterial Defaults, Definition of Non-Performing Mortgage Loan, Partial Payments by Borrower Do Not Change Date of Default, Timing for Imposition of Late Charges and Default Interest, No Deduction for Late Charges or Default Interest, Enforceability of Late Charges and Default Interest, Notice to Fannie Mae of Performance Default, Full Payment After Expiration of Period Before Assessing Late Charges, Copies of Letters Sent to Borrower; Correspondence with Borrower, Capital Repairs and Protection of Property and Property Income, Funding Capital Repairs During Default Resolution, Documenting the Property Management Change, Reinstatement; Calculation of Payoff Amount, Non-Performing Primary Risk Mortgage Loans Transfers to Fannie Mae Special Asset Management, Non-Performing Secondary Risk Mortgage Loans Special Servicing, Servicer Performs Loss Mitigation Actions, Servicer Workout Action Template (SWAT), Special Servicing of Primary Risk Mortgage Loans, Fannie Mae Performs Loss Mitigation Actions, Election and Implementation of a Course of Action, Course of Action Lender Purchase of Mortgage Loan, Course of Action Lender Workout Election, Documentation and Terms of Lender Workout, Lender Workout Has No Impact on Loss Sharing or Recourse Obligation, Servicer Makes Delinquency Advances But Fails to Report Mortgage Loan Delinquent, Foreclosure Process Continues Unless Otherwise Agreed to by Fannie Mae, Delinquency Advances Must Be Made During Negotiation of Joint Workout, Modification, Extension, and Forbearance Fees, Management of Property Post Title Vesting in Fannie Mae, Course of Action Note Sale Election or Discounted Loan Payoff, Note Sale and Discounted Loan Payoff Defined, Any Note Sale or Discounted Payoff Gives Rise to Loss Sharing Event, Note Sale Secondary Risk Mortgage Loans, Discounted Loan Payoff - Secondary Risk Mortgage Loans, Calendar Days 31 through 60 after a Payment Default or Performance Default, No Disclosure of Lenders Contract Terms to Borrower; Borrower Not a Third-Party Beneficiary of Lender Contract, Asset Audits for Secondary Risk Mortgage Loans, Special Requirements for the Environmental Assessment, Loss Sharing and the Appraisal Process in connection with a Foreclosure Event, Appraisal Notice and Election of Appraisal Methodology.